ICICI Bank Personal Loan - Interest Rate, Eligibility, EMI Calculator & Apply Online
ICICI Bank Personal Loan: Interest Rates, Eligibility, and Online Application Guide
Looking for a reliable loan for your financial needs? Whether it's a medical emergency, home renovation, or wedding expense, ICICI Bank personal loan offers flexible and fast solutions. In this guide, we cover key aspects like ICICI Bank personal loan interest rate, eligibility, required documents, how to apply online, and more.
ICICI Bank Personal Loan Overview
- Loan Amount: ₹50,000 to ₹50 lakh
- Tenure: 12 to 72 months
- Interest Rate: 10.85% to 16.65% per annum
- Processing Fee: Up to 2% of loan amount + GST
- Prepayment Charges: Zero after 12 EMIs
Compared to HDFC personal loan, Axis Bank personal loan, and SBI personal loan, ICICI Bank offers competitive rates and minimal paperwork.
ICICI Bank Personal Loan Eligibility
For Salaried Individuals:
- Age: 23 to 58 years
- Minimum monthly income: ₹30,000
For Self-Employed Individuals:
- Age: 28 to 65 years (25 years for doctors)
- Minimum turnover: ₹15 lakh (professionals), ₹40 lakh (non-professionals)
- Minimum profit after tax: ₹2 lakh (self-employed), ₹1 lakh (non-professionals)
ICICI Bank personal loan eligibility can be quickly verified online through their loan eligibility calculator.
Documents Required
- ID Proof: Aadhaar, PAN, Passport, or Voter ID
- Address Proof: Utility bill, Passport, or Rent Agreement
- Income Proof: Salary slips, bank statements (salaried), audited ITRs (self-employed)
ICICI Bank Personal Loan - Apply Online
You can apply through the official ICICI website or iMobile app:
- Complete the online application form
- Get personalized loan offers
- Submit documents online
- Receive funds upon approval
You can track your application using the ICICI Bank personal loan status page.
Please calculate EMI here:
The ICICI Bank personal loan calculator helps you estimate EMI and plan your finances wisely.
ICICI Bank Personal Loan Login & Customer Care
After disbursement, you can manage your loan via ICICI Bank personal loan login on their website. For queries, reach out to ICICI Bank personal loan customer care through their toll-free number or online support.
Conclusion
An ICICI Bank personal loan offers a hassle-free way to meet your financial goals. With competitive interest rates, instant processing, and easy online application, it stands as a strong option among banks like HDFC, Axis Bank, and SBI.